Loan Documentation Checklist
*You are not required to provide any of this information until a property address has been identified, a Loan Estimate has been issued, and you have declared your intent to proceed with your loan application.
___1) Last 2 Years Federal Tax Returns (personal & business- all pages)
___2) W-2s/1099s/K-1s for the last 2 years
___3) Most recent paystub(s) showing Year to Date income of at least 30 days.
___4) Most recent bank/brokerage/retirement statements (all pages of the “mailed statement” equivalent). An internet printout is acceptable as long as it is identical to the paper statement you receive by mail. A 35 day transaction history from the branch is also acceptable as long as each page is signed and stamped by the teller. All deposits into your accounts must be verified.
___5) Awards Letters if receiving social security or pension income. If unable to locate please provide your last 3 months bank statements (all pages) showing the funds are being deposited into your bank account monthly.
___6) Divorce Decrees/Separation Agreements to document alimony, child support, or division of debts/assets.
___7) Closing Disclosure/HUD(1) from any recent property sales
___8) Drivers License(s) and Debit Card for appraisal & application fees. (Check is also acceptable if you wish to pay after Loan Estimate is disclosed).
___9) Recent Mortgage Statement, Property Tax Bill, Home Insurance Declarations, Home Owners Association Bill for all real estate owned.